Our Hard Money Loans are a specialized form of non-traditional, asset-based financing crafted specifically for the dynamic needs of real estate investors.
Rather than relying on the lengthy, stringent underwriting of conventional lending, we evaluate the intrinsic value and equity potential of the underlying real estate itself as collateral. This focus allows for a rapid funding process essential for competitive, time-sensitive strategies like fix-and-flip projects and quick acquisitions.
Our loan terms are designed to facilitate fast project completion, typically ranging from 3 months up to 1 year, structured as interest-only payments followed by a principal balloon payment at maturity.
We have precisely tailored our Hard Money financing for investors who need to move swiftly through the acquisition and rehabilitation phase to bring a property promptly to market.
For investors executing a BRRRR, we offer a seamless transition, immediately bridging the Hard Money construction loan into a permanent, cash-flow-focused DSCR Loan for long-term rental holding.
Types of Real Estate:
Types of Projects:
Transition to long-term Financing:

First, locate the property you are targeting and complete your preliminary investment analysis to establish feasibility.
When you contact us, share this analysis and a clear outline of your overall investment goals.
This provides the essential foundation for our strategic discussion.

We will review your application immediately.
Within a few hours, we'll schedule a meeting to discuss project specifics and determine the precise funding amounts needed to execute your strategy.
After this discussion, we will be ready to promptly review terms and rates.

With a clear scope established, we immediately provide your customized term sheet and rates for approval.
We then swiftly conduct all necessary due diligence and title checks before gathering the final documents to efficiently begin processing your Hard Money loan.

Upon completion of the loan closing process, funds are disbursed according to the agreed schedule.
This enables you to efficiently acquire your desired property and immediately begin the rehabbing process without delay.
While we proudly support seasoned professionals, we are equally committed to discussing projects with those new to real estate investing. If you're interested in pursuing Short-Term Rentals, Airbnb's, Fix-and-Flips, or new construction, let's connect and structure your first investment.
Contact me today for an in person, no-obligation conversation. I am ready to help you get funded!
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