
DSCR HARD MONEY SMALL BUSINESS
A private investment office investing pooled capital into strategic Real Estate investments.

A private investment office investing pooled capital into strategic Real Estate investments.
Souza Capital Partners is a private investment office leveraging a curated network of investors to directly pool capital for strategic Real Estate investments. We provide strategic, Hard Money for real estate investors and distressed small business owners throughout the Chicago and Milwaukee areas. We deliver the required capital promptly and efficiently to ensure your consistent growth and business continuity.
Real Estate Investors
Our fast funding enables you to successfully secure fast off-market deals, execute fix-and-flip projects, perform cash-out refinances, and quickly acquire commercial real estate.
Small Business Owners
Our Hard Money secures an essential line of credit, using assets and equipment as collateral, to help your small businesses weather challenges and seize opportunities.
We provide DSCR loans for investors who want to purchase, hold, or cash out a stabilized multifamily or commercial property for the long term.
These loans are not for owner occupied properties, and generally require that the property cashflows at a ratio of 1.0 or higher.
We offer seamless, full-cycle hard money loans for investors who need to move fast.
The capital covers acquisition, fix-and-flips, and BRRRR strategies. We then seamlessly transition you into permanent, long-term DSCR financing, streamlining the entire process.
We believe in small businesses and provide Hard Money secured by assets or equipment.
This capital can be used for navigating supply chain challenges, payroll, fulfilling large orders, handling demand fluctuations or buying out a competitor, or other business needs.

First time investing in Real Estate? If you're questioning a property's cash flow potential, don't worry. We'll help you conduct a detailed analysis, helping you confirm the numbers, providing this service at no cost to you.

We'll prepare a personalized loan quote that's crafted for your specific need, ensuring perfect alignment with your project or investment strategy.
We offer simple, transparent loan terms without the complicated fine print or hidden fees, allowing you to focus entirely on your project, not on decoding your financing.
We are your end-to-end partner, providing dedicated capital and a personal network of realtors, contractors, and legal experts—the perfect support system for first-time investors.
Forget traditional lenders. We're your local partners, in the trenches with you, providing genuine support, not just capital.
Tell us about your goals and vision. Once we understand your objectives, we'll explain the precise strategy and resources we'll use to help you achieve success
We'll roll up our sleeves and perform a no-cost preliminary cash flow analysis on your property. Based on that review, we'll quickly deliver a customized, transparent loan quote crafted specifically to maximize the profitability of your project
Once the quote is approved, we move fast. We finalize the paperwork with clear, transparent terms (no fine print headaches!) and leverage our local expertise to ensure swift closing and funding so you can launch your project without delay

First, locate the specific property you are targeting and complete your preliminary investment analysis to establish feasibility.
When you contact us, share this analysis and a clear outline of your overall investment goals. This provides the foundation for our strategic discussion.

We will contact you within a few hours of submission to schedule a deep-dive conversation focused on project details and selecting the optimal DSCR loan type for your long-term acquisition strategy.
After our discussion, we'll gather your information and the necessary documents and details to process your funding.

After our strategy discussion, we will provide your customized term sheet and rates for review.
Once approved, we move immediately to conduct the necessary property due diligence and efficiently begin processing your DSCR loan, ensuring a swift path to funding.

Upon completion of the loan closing process, funds are disbursed immediately. This enables you to efficiently purchase your property or execute a cash-out refinance on your current asset, allowing you to move forward without delay.

"As your local strategic funding partner, I am committed to being in the trenches with you. I serve not just as a lender, but as a dedicated advisor who, along with my team of seasoned Real Estate Professionals, understands the unique dynamics of the Chicago and Milwaukee markets. Your success is our mission."
-E.M. Souza
Don't settle for distant, traditional funding. We are your local Hard Money partners in the Chicago and Milwaukee area, ready to move fast and be in the trenches with you. Submit your project details for a complimentary deal analysis.
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